Discover the most powerful self-directed retirement account that many self-employed investors aren't using. Get ready for a Solo 401(k) deep dive on our next:

IRA Strategies Meeting 


John "Jack" F. Kiley, CPA, CISP, of MidAtlantic IRA

For self-employed investors and small business owners, the Solo 401(k) is often the most powerful account they've never seriously looked at. It offers some of the highest contribution limits available and a set of features that map remarkably well to real estate and lending strategies, yet it tends to get passed over in favor of more familiar accounts.

On our next online IRA Strategies Meeting, Jack Kiley walks through who actually qualifies, and the answer surprises people: you don't need a formal business entity or employees, just self-employment income and no full-time staff beyond a spouse. From there, we'll compare the Solo 401(k) side by side with the SEP and Traditional IRA so you can see where it pulls ahead, particularly on how much you can contribute in a given year and how contributions can be split between you and your business.

The heart of the session is what makes this account distinct for the investors in our community. We'll look at the features that matter most for real estate and private lending, including the Roth option inside the plan, the ability to borrow against the account, and a tax advantage on debt-financed real estate that IRAs simply don't share. If you have self-employment income and you invest in what you know, this is the session to bring your questions to.

Key Learning Points

• Who qualifies for a Solo 401(k), and why many self-employed people assume they're ineligible when they're not.
• How the contribution structure works, with a role as both employee and employer, and why that combination drives the higher limits.
• A side-by-side comparison with the SEP and Traditional IRA, so you can see which account fits your income and goals.
• The features that make the Solo 401(k) distinctive for alternative-asset investors, including the built-in Roth option and the plan loan provision.
• Why debt-financed real estate can be treated more favorably inside a Solo 401(k) than inside an IRA, and what that can mean for a leveraged deal.
• The setup and administration realities, so you understand what taking this on actually involves before you decide.

 Sign up now for this session and learn how a Solo 401(k) could help your retirement wealth soar to greater heights.

PLEASE NOTE: Registration is a 2-step process.  You'll pre-register here, then you'll receive a link to register for the webinar.

P.S.  While this event is free, many of our events, classes, and workshops offer savings for Baltimore REIA members.  Join Baltimore REIA now.