Itâ€™s been said that if you had 100 million dollars, it would be wise to spend 1 million to keep the other 99. Everyone knows that buying a home involves major investment, and many unknowns.Â Sudden expenses, unforeseen costs and liabilities can pop up during or after the transaction.Â Itâ€™s not IF but WHEN.Â Have you ever seen the 1990 movie Pacific Heights?Â It was the real estate horror story.Â So how do you protect yourself and your bottom line?
What if you had your own Legal Department â€” attorneys to ensure you dot all iâ€™s and cross all tâ€™s before the transaction, to ensure YOUR interests are looked after DURING the purchase or sale, and to help handle all of the countless surprises AFTER you own the house?Â All without you having to worry about what the attorneys will cost to make your life and investment stress free.
Why would you ever want to call an attorney about real estate?
- Review contracts or addenda
- Review drafts of leases on rentals
- Answer questions about landlord/tenant laws
- Rent collection letters to tenants who wonâ€™t pay on time
- Security deposit issues
- Creating an LLC to hold your property separate from you
- Warranty company not honoring its terms
- County permits
- Reviewing contracts with contractors for improvements before signing
- Tax questions
Do you enjoy paying $200-$300 per hour to consult with attorneys on these and other topics? Or do you just choose not to even make the phone call due to the expense?Â Knowledge is power … and you need to be in the power seat when dealing with real estate.Â Smart money is protected money.Â So using attorneys is a must, but paying the high costs is not.Â Â LegalShield gives you the ability to pick up the phone and get the assistance as you need it – without stress, and without the typical bill.Â For a small monthly fee, you can have this access.Â It is true empowerment.
The Baltimore REIA Community has partnered up with LegalShield to provide this membership to all our members. For as little as $26 a month, our members have access to all the services listed below.
Preventive Legal Services
Phone Consultations on Unlimited Matters
As a member, you can consult with your Provider Law Firm toll free by phone on any personal or business-related matter. Just call your Provider’s toll-free number during regular business hours when you have a legal problem or question.
Phone Calls and Letters…
A phone call or letter from your Provider Lawyer can get you the results you want fast. Your Provider Lawyer will recommend a letter or phone call when that is the best step for you. One call or letter per personal subject related matter is free with your membership. Plus, you’ll receive two business letters each year at no additional cost! Additional assistance for same subject at 25% discount.
Contract and Document Review…
You can have an unlimited number of personal legal documents, up to ten pages each, reviewed by your Provider Lawyer. Included each year is one business document review at no additional cost! Your Provider Lawyer will analyze the documents and suggest changes for your benefit before you sign.
Wills for You and Your Family…
A Will for you at no additional charge, not just a “simple” Will, but one that meets most Americans’ needs – with free yearly reviews and updates. Wills for covered family members are just $20 each; changes and updates $20. Trust preparation is available at a 25% discount.
Motor Vehicle Legal Expense Services
Minor Legal Expenses
Your Provider Lawyer will represent you or your covered family members against moving traffic violations at no additional cost to you. Now you can have help with traffic tickets and not have to worry about the cost of representation.
Major Legal Expenses
Your Provider Lawyer will defend you or your covered family members when you are charged with Manslaughter, Involuntary Manslaughter, Negligent Homicide, or Vehicular Homicide at no added cost to you.
And add up to 2.5 hours for help with..
- Damage recovery service
- Driver’s license assistance
- Personal injury legal expenses
Trial Defense Services
Lawsuits cause tremendous emotional and financial stress. Your Pre-Paid Legal membership offers assistance when you need it most.
Up to 75 hours of lawyer time…
During your first membership year, you have up to 75 hours of your Provider Lawyer’s time at no additional cost when you or your spouse is named defendant or respondent in a covered civil or criminal action filed in a court of law. The criminal action must be one which arises out of the direct performance of the covered person’s employment activities. Your Provider Firm can advise you of the documents required to determine coverage under this benefit.
Of these 75 hours, up to 17.5 hours may be used for all legal services rendered in defense of the covered suit prior to actual trial. Up to 57.5 of the remaining hours are available for actual trial time including covered criminal preliminary hearings.
Your hours of service increase…
When you renew your membership, your hours of lawyer time increase as follows:
2nd year renewal: Up to 140 hours of assistance at no additional charge including up to 23 hours of pre-trial time.
3rd year renewal: Up to 205 hours of assistance at no additional charge including up to 28.5 hours of pre-trial time.
4th year renewal: Up to 270 hours of assistance at no additional charge including up to 34 hours of pre-trial time.
5th year renewal: Up to 335 hours of assistance at no at no additional charge including up to 39.5 hours of pre-trial time.
IRS Audit Legal Services
Your Pre-Paid Legal membership will help you defray the costs of an IRS audit and give you the legal support you need.
Up to 50 hours of lawyer time…
You have up to 50 hours of your Provider Lawyer’s time available at no additional cost when you or a covered family member receives written notice of an IRS audit or are requested to appear at IRS offices regarding your tax return. Your 50 hours are available as follows:
Up to one hour for consultation, advice, and assistance when you receive written notice from the IRS of audit or appearance.
If there is no settlement within 30 days, you have up to 2.5 hours for audit representation, negotiations, phone conversations, and settlement conferences prior to litigation.
If there is no settlement without litigation, up to 46.5 of the remaining hours are available for actual trial appearance if the IRS sues you, or you pay the disputed tax and sue the IRS.
Do you know your legal rights?
- What would you do if you were detained by a law enforcement officer? Do you know your rights?
- What would you do if you’re injured in an accident?
- What if the authorities attempted to remove your child from your home or custody?
- What if an officer arrived at your door with a warrant?
- Finally, there is one answer to all of those questions!
As a LegalShield member, present your LegalShield membership card to the officer. By showing the card, you make it clear you want to call your lawyer immediately. If you are injured in an accident or confronted with the state taking your child, or served with a warrant, you’ll be able to contact a lawyer immediately.
To use your Legal Shield, simply call the 24-hour toll-free LegalShield number. AÂ representative will then connect you to your Provider Law Firm. It’s that simple.
1. If you’re arrested or detained…
Most law enforcement officers are conscientious and will protect your rights rather than abuse them. If you are stopped or detained by a law enforcement or police officer or questioned by authorities regarding a minor child in your custody, we suggest taking the following precautions:
- Cooperate with the officer and ask for permission to get your LegalShield Card.
- If arrested or detained, call the 24-hour, toll-free number on your LegalShield card.
2. If you’re seriously injured…
Of course, the first step is to make sure you and others involved are OK. Your next two calls should be to your insurance company and your lawyer. If you’re incapable of making the call because of your injuries, be sure your family knows to call your provider law firm. And, remember; never agree to any offers or settlements from an insurance company without receiving legal counsel first!
3. If the state tries to take your child(ren)…
If you are confronted by authorities and they remove your child(ren) from your custody, call the Legal Shield hotline immediately! You can call 24 hours a day, and 7 days a week.
4. If you’re served with a warrant…
If you are approached by authorities and they present a warrant, call the LegalShield hotline immediately! You can call 24 hours a day, and 7 days a week.
Who’s included in the plan?
- You as the primary member
- Your spouse
- Never-married, dependent children up to age 21 who live at home
- Never-married, dependent children up to age 23 who are full-time college students
- Children up to age 18 for whom you are legal guardian, and any dependent child, regardless of age, who is mentally or physically disabled and dependent upon you for support.